Should I Sell My Colorado Home First or Divorce First?

Deciding to sell your home and going through a divorce are two major life events that can bring about various challenges and decisions. If you find yourself facing both circumstances simultaneously, you may wonder whether it’s better to sell your Colorado home first or proceed with the divorce first. While there is no one-size-fits-all answer to this question, considering several factors can help you make an informed decision that aligns with your unique situation.

Financial Considerations: One crucial aspect to evaluate is your financial situation. Selling your home before finalizing the divorce can provide a clear picture of the asset’s value and allow for a more equitable division of the proceeds. It can help you and your spouse understand the financial implications of the sale and make informed decisions regarding property division. However, if you choose to sell before the divorce, it’s essential to have a plan for managing the sale proceeds during the divorce process, ensuring both parties interests are protected.

Emotional and Practical Considerations: Divorce is an emotionally challenging time, and maintaining stability and continuity in your living situation can be important for you and any children involved. If you decide to prioritize emotional stability, it might be beneficial to delay selling the home until after the divorce. This allows you and your spouse to have a place to live during the divorce process and can provide a sense of familiarity and comfort, particularly if you have children.

Legal Considerations: Consulting with a divorce attorney is crucial to understanding the legal implications of selling your home before or after the divorce. They can provide guidance on the impact of the timing on property division, tax implications, and any legal requirements or restrictions that may apply in your specific situation. Your attorney can help you navigate the complexities of the divorce process and make an informed decision based on the legal aspects involved.

Communication and Cooperation: Open and effective communication with your spouse is essential throughout this decision-making process. Discussing your options together and understanding each other’s priorities can lead to a more cooperative and mutually beneficial outcome. Consider engaging in mediation or collaborative divorce processes that promote respectful dialogue and finding common ground.

Seeking Professional Advice: It is highly recommended to seek advice from professionals who specialize in real estate and family law. Real estate agents can provide insights into the local housing market, helping you understand the potential value of your home and the best time to sell. Additionally, divorce attorneys can offer legal expertise and guide you through the complexities of the divorce process, ensuring that your rights and interests are protected.

The decision of whether to sell your Colorado home first or proceed with the divorce first depends on your unique circumstances and priorities. Consider financial, emotional, practical, and legal factors, and seek professional advice to make an informed decision that aligns with your goals. Remember that every situation is different, and what works for others may not necessarily be the best approach for you. By weighing the pros and cons and considering the advice of professionals, you can navigate the process with confidence and clarity.

Colorado Home or Divorce Dilemma: To Sell or Not to Sell?


The decision to sell a home or get a divorce is never an easy one, and it can become even more complicated when you have to do both at the same time. In Colorado, deciding whether to sell your home first or wait until after your divorce can be a difficult decision that requires careful consideration. This decision can have significant financial and emotional consequences for you and your family.

Colorado is considered an equitable distribution state which means that during a divorce, marital property will be divided equitably between the spouses. Marital property includes all assets and debts acquired during the marriage irrespective of who paid for them.

Among these assets is usually the family home.

There are different situations where selling the family home before or after getting divorced might make sense for different reasons.

On one hand, selling your Colorado home first may provide more financial stability and control over your finances post-divorce. On the other hand, divorcing first could help avoid potential conflicts with your spouse over how to handle the sale of the property.

Why Making the Right Decision is Important

Making a thoughtful decision about selling your Colorado home before or after getting divorced may impact many aspects of your life including:

  • Your living arrangements post-divorce
  • Your future financial stability
  • The amount of money you receive from selling your home
  • The length of time it takes for you to complete both transactions
  • Your overall emotional well-being during this challenging time in life

You don’t want to rush into any decisions without considering all options as well as their potential outcomes.

In this article, we’ll explore some pros and cons of both scenarios so that you can make an informed decision about what’s right for you and move forward confidently with your life.

Pros and Cons of Selling Your Home First


Selling your home before getting a divorce can have several advantages. First, you will have more financial stability after selling your home. You will not need to worry about mortgage payments, property taxes, and other maintenance costs associated with owning a home.

This can give you the financial freedom to focus on other things during your divorce proceedings, such as finding a new place to live or paying legal fees. Secondly, selling your home first gives you more control over your finances.

You will know exactly how much money you have from the sale of the property and can plan accordingly for your future expenses. This can also help with negotiating a fair divorce settlement with your spouse if needed.

Selling your home first means that you can avoid having to split the proceeds from the sale with your spouse. This can be helpful if you are concerned about dividing assets fairly in a divorce settlement.


While there are benefits to selling your home before getting a divorce, there are also some downsides to consider. Firstly, you may not be able to sell your home quickly which could delay your divorce proceedings. If it takes longer than expected to sell the property, it could create additional stress and uncertainty during an already difficult time.

Secondly, if you need to sell quickly due to financial reasons or other circumstances beyond your control, you may not get the best price for your home. You may need to accept an offer below market value in order to make a quick sale which could impact any future plans or investments.

Selling your home first could create additional stress and uncertainty during an already difficult time as mentioned earlier. The process of preparing for sale including cleaning up clutter or moving items into storage facilities while trying to manage legal matters related to divorce simultaneously might become overwhelming.

As such if one chooses this option, it is important to plan accordingly. Ensure you have ample time for both processes and have hired expert legal and financial advisors to guide you throughout the process.

Pros and Cons of Divorcing First


Divorcing before selling your home can have several advantages. First, it allows you to focus on resolving all the legal issues related to your divorce before dealing with the sale of your home. This can reduce stress and make the process smoother.

Second, divorcing first can help you avoid potential conflicts with your spouse over how to handle the sale of the property. If you sell your home before divorcing, both parties will need to agree on how to divide the proceeds, which could lead to arguments or delays.

Divorcing first may allow you to negotiate a better deal on selling the property as part of a divorce settlement. You could potentially work out an agreement where one party keeps the house in exchange for other assets or payments.


While there are advantages, there are also some drawbacks to divorcing first when it comes to selling your home. The biggest disadvantage is that you may have less financial stability during and after divorce proceedings if you rely on income from both spouses or if one spouse stays in the house while waiting for it to sell. Divorce can be expensive, especially if there are custody battles or disputes over assets.

In addition, by divorcing first, you may limit your options when it comes time to sell. If one spouse is awarded the house as part of a divorce settlement but cannot afford it on their own, they may need to sell quickly and accept a lower price than they would have received if they had sold while still married.

You also lose certain tax benefits that come with owning a home as a couple if you decide not only get divorced but also sell your Colorado Home sooner after that. When married couples file their taxes together they could claim the interest rate they paid on their mortgage as a tax-deductible expense.

Once divorced, only one person gets to make this claim. If the house is sold soon after the divorce, there may be limited opportunity for either party to benefit from this tax break.

Divorce and Selling Jointly Owned Property in Colorado: A Guide

Divorce is a challenging and emotional time for couples, and one of the major aspects that need to be addressed is the division of assets, including jointly owned property. If you find yourself in the situation of divorcing your spouse and needing to sell your jointly-owned property in Colorado, this guide will provide you with valuable information and steps to navigate the process.

  1. Understand Colorado Divorce Laws: Before proceeding with the sale of your jointly owned property, it’s important to have a clear understanding of Colorado’s divorce laws. Consulting with a qualified divorce attorney will ensure that you are aware of the legal requirements, rights, and obligations associated with the division of property.
  2. Determine the Ownership Structure: Assess the ownership structure of the property to determine how it is legally held. There are two common forms of property ownership in Colorado: joint tenancy and tenancy in common. Each ownership structure has its implications on the sale process, so understanding the specific ownership type is crucial.
  3. Communicate and Collaborate: Open and effective communication with your spouse is essential during the property-selling process. Discuss your shared goals and objectives and try to reach an agreement on the terms of the sale. If possible, working together amicably can streamline the process and minimize conflicts.
  4. Seek Professional Valuation: Obtain a professional property valuation to determine the fair market value of the jointly owned property. Hiring a certified real estate appraiser will provide an unbiased assessment and ensure that you have an accurate understanding of the property’s worth. This valuation will be essential for setting a competitive listing price.
  5. Decide on the Sales Approach: Depending on your circumstances and relationship with your spouse, you can choose to sell the property through a real estate agent, sell it privately, or consider other alternatives such as a buyout or mediation. Discuss the available options with your divorce attorney to make an informed decision that aligns with your goals.
  6. Hire a Knowledgeable Real Estate Agent: If you decide to sell the property through a real estate agent, it’s important to choose an agent who has experience in handling divorce-related sales. They can provide guidance on pricing, marketing, and negotiating the sale, while being sensitive to the unique dynamics involved.
  7. Establish Clear Terms in the Divorce Agreement: As you proceed with the sale, it’s crucial to include clear terms regarding the sale process in your divorce agreement. Address important details such as the listing price, division of sale proceeds, responsibility for repairs, and any contingencies that need to be met.
  8. Coordinate with Your Divorce Attorney: Throughout the entire process, maintain open communication with your divorce attorney. They can help ensure that all legal requirements are met, review documents, and provide guidance on protecting your rights and interests.
  9. Focus on Emotional Well-being: Divorce can be emotionally challenging, and selling jointly owned property can add to the stress. Take care of your emotional well-being by seeking support from friends, family, or a therapist. This will help you navigate the process with a clearer mind and make informed decisions.
  10. Stay Organized: Keep all relevant documents, including property deeds, divorce agreements, financial records, and communications, in a safe and organized manner. This will facilitate the process and make it easier to provide necessary information when required.

Selling jointly owned property during a divorce in Colorado requires careful consideration, communication, and legal guidance. By understanding the process, seeking professional assistance, and prioritizing open dialogue, you can navigate this complex situation more effectively and achieve a fair and successful property sale. Remember to consult with your divorce attorney for personalized advice tailored to your specific circumstances.


Deciding whether to sell your home or get divorced first is a complex decision that depends on your unique situation. There are pros and cons to both options, and you should carefully consider all factors before making a choice.

If you prioritize financial stability and certainty, selling your home first might be the better option for you. On the other hand, if you want to avoid potential conflicts and prefer to focus on resolving legal issues before dealing with property division, divorcing first could be the way to go.

Ultimately, it’s important to work with a qualified attorney who can help guide you through this process and ensure that your interests are protected. With careful planning and expert advice, you can make an informed decision that works best for you.


Entrepreneur, online marketer, real estate investor, and owner of the Sell Your House To Tactical Investing Inc. franchise

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