Frequently Asked Questions

Maybe you have a few questions. That’s perfectly fine; most people do. So here’s a quick roundup of some of the questions that our clients typically ask us when they first look at our offer… along with our detailed responses, so you can get a clear understanding of the entire process. If you still have a question, PLEASE, don’t hesitate to contact us (or give us a call) and we’ll answer it to the very best of our abilities.

Q:  Will you actually be listing my house on the MLS (like a real estate agent) or actually buying it?
A:  Excellent question. We’re not real estate agents, although we do work with them sometimes to move houses at retail pricing, so please let us know if that’s what you are interested in.  The primary focus of our private investment firm is buying houses from distressed homeowners for cash.  We buy old houses that meet our purchasing criteria.  From there we may fix up the house and resell it to another homeowner in the area, keep it as a rental property, or sell it to another local contractor and investor who is interested in fixing it up and flipping it for a nice profit.

Q:  Do you pay fair prices for properties?
A:  Most of the homes we are purchasing from our clients are below market value, but this isn’t necessarily a bad thing.  We want this to be a win-win situation.  We get a nice investment property and you get the cash you need to move on with your life.  If our offer is too low, doesn’t work for you, or doesn’t fit your needs and situation then we can quickly part ways and walk away.  We aren’t interested in putting anyone in a worse spot than they are already in, so if you cannot in some way benefit from the deal we are making, then we are not interested in participating in it, period.  Our company’s core values are honesty and integrity, and we would never want to profit off of another person’s loss.  So please read our terms and proposals carefully to make sure that this offer makes sense for you, and you will really be better off with that cash in your pocket and home out of your hair.

Q:  How do you determine the price to offer on my house?
A:  Excellent question, and we’re eager to explain the entire system to you in detail: Our process is very straightforward. We analyze the neighborhood that the house is in and compare recent home sales that are similar in value to yours.  We also calculate what repairs are needed on the home, the current condition of the house, and if there are any liens against the property.  We analyze all of these different pieces of information, then we calculate how much the property would be worth once it’s completely restored, and if there is a large enough profit margin there for an investment, we make the deal.  So basically you give us your information, we look at the data, and then respond with a number that works for us.  Then you tell us if that number works for you, and if it does then we have a deal….and if not, no harm, no foul.  Simple, right?!

Q:  Are there any hidden fees or commissions when working with you?
A: NO!  This is what separates us from the other players in the local market, we will not take a percentage of the sale, and there are no hidden commissions or fees.  ALL OF THAT CASH IS YOUR CASH!!  We’ll make you an offer, and if it’s a fit then we’ll buy your house (and we’ll often pay for the closing costs too!). No hassle. No fees. We make our profits after we finish completing the various repairs on the house (if any) and then resell it on the traditional market for a higher cost (we’re taking all of the risk here on whether we can actually sell it for a profit or not, once it has been fully restored… the responsibility is entirely ours, and you get to walk away without the burden of the property and it’s monthly mortgage payments… nope, you’ll just be walking away smiling with cash in your pocket!).

Q:  How are you different from a real estate agent?
A: Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then takes a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3-6% of the sale price of your house (so if it’s a $100,000 house, you’ll pay between $3,000 – $6,000 in commissions to an agent). Agents provide a great service for those that can wait 6-12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We’re not agents, we’re home buyers. Our company actually buys houses. We don’t list houses. Since we’re actually the ones buying the house from you, and we pay with all cash… we can make a decision to buy your house within a couple of days (sometimes the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer (which is the hard part in this market).

Q:  Is there any obligation when I submit my info?
A: There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.

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Need more information on the foreclosure process and How To Stop Foreclosure?  Download our FREE Stop Foreclosure Guide here. Or, you can always feel free to Contact us anytime if you have questions, want a no hassle Situation Evaluation, or want to just learn more about how we can help homeowners avoid foreclosure or sell unwanted properties for cash.

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